Current Honolulu Home Mortage Rates

The availability of Honolulu on-line morgage applications and even approvals is rapidly increasing. In some cases it is now possible to completely apply and get approval of your real estate loan on-line without ever leaving your home or office. Try it and see what you think.

Current Honolulu FHA guidelines call for a borrower to make a minimum investment of 3% of the sales price. The FHA definition of a 3% investment is broken down into a minimum of 2.25% down payment with the remaining .75% being applied toward FHA allowable closing costs or down payment for Honolulu and surrounding areas. Over the years confusion around the term of investment and down payment have become blurred so most real estate professionals inform the public that FHA requires a 3% down payment. Start your search now for the best Honolulu home mortage rates.

Current Honolulu home mortage rates

Use our list of recent Honolulu sales to determine home values in your area.

Honolulu recent mortage rates - RE listings

HI Honolulu Nalanui Street, #305 96817 1 / 1 $69,900.00
HI Honolulu Kokea St. #k106 96817 1 / 1 $79,900.00
HI Honolulu Seaside Avenue 96815 1 / 1 $174,500.00
HI Honolulu Ala Noe Place 96819 6 / 4 $475,000.00
HI Honolulu Kunawai Ln #113 96817 1 / 1 $112,500.00
HI Honolulu U Manahai Pl #26u 96818 2 / 2 $167,500.00
HI Honolulu A Rose St 96819 3 / 2 $420,000.00

Current Conventional mortage guidelines allow the seller to contribute or pay all or a portion of borrower’s closing and pre-paid costs. The percentage allowed in Honolulu and the surrounding area is usually determined by the borrower down payment. The seller can pay up to 3% of sales price toward the borrower costs when the down payment is 0%, 3% or 5%. A seller in Honolulu can pay up to 6% of sales price when the down payment is 10% or greater.

Current Honolulu home mortage information and rates. It's important to know what you can afford before looking at homes, nothing can be more upsetting than to find the house of your dreams only to be denied a home mortage.