Current Austin Home Mortage Rates

The availability of Austin on-line morgage applications and even approvals is rapidly increasing. In some cases it is now possible to completely apply and get approval of your real estate loan on-line without ever leaving your home or office. Try it and see what you think.

Current Austin FHA guidelines call for a borrower to make a minimum investment of 3% of the sales price. The FHA definition of a 3% investment is broken down into a minimum of 2.25% down payment with the remaining .75% being applied toward FHA allowable closing costs or down payment for Austin and surrounding areas. Over the years confusion around the term of investment and down payment have become blurred so most real estate professionals inform the public that FHA requires a 3% down payment. Start your search now for the best Austin home mortage rates.

Current Austin home mortage rates

Use our list of recent Austin sales to determine home values in your area.

Austin recent mortage rates - RE listings

TX Austin Hillcrest Lane 78721 3 / 1 $33,000.00
TX Austin Point North Dr 78724 3 / 2 $39,900.00
TX Austin Bitterwood, 78724 0 / 0 $54,900.00
TX Austin Dan Pass 78744 3 / 2 $57,000.00
TX Austin Lady Bug Street 78744 3 / 2 $60,900.00
TX Austin Garden Meadow Road 78725 4 / 2 $62,500.00
TX Austin Georigan Dr 78753 2 / 1 $67,000.00
TX Austin E Meadow Bend 78724 3 / 2 $70,000.00
TX Austin Avalon Ave 78744 3 / 2 $70,000.00
TX Austin Balcones Drive 78731 1 / 1 $74,900.00
TX Austin Blue Creek Lane 78758 3 / 2 $77,500.00
TX Austin Canella Dr 78744 3 / 1 $82,000.00
TX Austin Tallow Court 78744 3 / 2 $89,900.00
TX Austin N F M 620 Unit 24 78734 2 / 1 $95,000.00
TX Austin Birmingham Dr 78748 2 / 2 $97,200.00
TX Austin Ranch Rd 620 N #218 78734 2 / 3 $99,000.00
TX Austin Shadow Valley 78731 3 / 2 $100,000.00
TX Austin Verbena Dr 78750 3 / 2 $103,000.00
TX Austin Holliday Ct 78753 3 / 2 $103,000.00
TX Austin Click Cove 78758 4 / 2 $106,000.00
TX Austin Marshitahs Way 78748 4 / 2 $108,000.00
TX Austin Arikara River Dr 78748 3 / 2 $108,900.00
TX Austin Burlywood Trl 78750 4 / 2 $109,100.00
TX Austin Dresden Cove 78723 3 / 2 $110,900.00
TX Austin Baton Rouge Drive 78727 3 / 2 $113,900.00
TX Austin Whitsun Dr 78749 4 / 2 $119,000.00
TX Austin Esplanade St 78727 3 / 2 $120,700.00
TX Austin E Frock Ct 78748 3 / 2 $122,500.00

Current Conventional mortage guidelines allow the seller to contribute or pay all or a portion of borrower’s closing and pre-paid costs. The percentage allowed in Austin and the surrounding area is usually determined by the borrower down payment. The seller can pay up to 3% of sales price toward the borrower costs when the down payment is 0%, 3% or 5%. A seller in Austin can pay up to 6% of sales price when the down payment is 10% or greater.

Current Austin home mortage information and rates. It's important to know what you can afford before looking at homes, nothing can be more upsetting than to find the house of your dreams only to be denied a home mortage.